Personal finance for military

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• Publié par: aie
• Nombre de lectures: 232
• Langue: English
• Poids de l'ouvrage: 1 Mo

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l  r Miiy fo Fmiis

Yo O- So Gi o  S Fii F

C R E D I T C O U N S E L I N G S O L U T I O N S Credit Counseling You Can Trust

IntrOductIOn

To U.S. Military Personnel and Their Families e ae pleased to pesent you W with a pesonal-finance guide ceated especially fo militay families. While ou toops cay out thei difficult and dangeous missions, we know that they and thei families ae not immune to the financial tumoil that is impacting evey household in Ameica. Times ae tough and it is hade than The financial strategies,   eve to make ends meet, let alone save rules and resources money fo futue epenses such as col- for milita families are lege and etiement. ry That’s whee the Kiplinger-BBB often ver d rent from Personal Finance Guide for Military those  y for i   f c f i e vilian Families comes in. On these pages you s. will find pactical, easy-to-undestand infomation about being financially pe- paed fo deployment, buying a home, minimizing taes, holding down insuance costs and avoiding financial schemes that too often taget militay families. This guide is a collaboation between two oganizations that have been helping consumes — including membes of the militay — fo a long time. When the Kiplinger Magazine (now called Kiplinger’s Personal Finance ) was launched in 1947, a diving motivation was to povide sound, unbiased pesonal-finance advice to militay pe- sonnel etuning to the wokfoce afte Wold Wa II. Bette Business Bueau, estab- lished in 1912, is the nation’s oldest nonpofit oganization in the field of advancing maketplace tust, and specializes in poviding consumes with infomation that helps them make wise choices. It has long woked on behalf of militay families, and BBB Militay Line® specializes in consume education and advocacy fo them. As you ead the guide, you’ll ealize that two people speaheading this poject have deep pesonal inteest in the topic. Kimbely Lankfod has been poviding solid advice to eades of Kiplinger’s Personal Finance and Kiplinge.com fo moe than a decade. Since 2004, Holly Petaeus has headed up the Council of Bette Business Bueaus’ BBB Militay Line® pogam, whee she povides financial education to militay families. In addition to thei epetise in pesonal finance, they have a vey special cedential: They’e both militay spouses. They know fisthand that the financial stategies, ules and esouces fo militay families ae often vey diffeent fom those fo civilians. We hope you find this guide useful. Thank you fo all you do in the sevice of ou nation!

Knight A. Kiplinger . Edito in Chief Pesident and CEO Kiplinger’s Personal Finance  Council of Bette Business and Kiplinge.com Bueaus

cOntentS

SavInG StrateGIeS Investing for Yourself and Your Future / 1 FInancIal Fraud Avoiding Scams That Target the Military / 4 Be prepared Strategies Before and After Deployment / 7 hOMe SWeet hOMe Smart Home-Buying Tactics / 11 tranSItIOn Time to Become a Civilian Again / 14 at YOur ServIce Financial Resources for Military Families / 16 OrGanIze YOurSelF Personal-Finance Worksheet / Isi bk o Copyight © 2009 by the Kiplinge Washington Editos, Inc. All ights eseved. Published by the Kiplinge Washington Editos, 1729 H St., NW, Washington, DC 20006 (202-887-6400). Edito in Chief: Knight Kiplinge Editoial Diecto: Kevin McComally Witten by Kimbely Lankfod Design by Sensical Design & Communication Pinted by Concod Litho, a cetified FSC Pinte, Cetification # SCS-COC-001191 PrINTED IN U.S.A.