LOANS TO BUILD THE EUROPEAN COMMUNITY EUROPEAN INVESTMENT BANK LOANS TO BUILD THE EUROPEAN COMMUNITY CONTENTS Page The EIB and the Community's Balanced Development 4 Financing Capital Investment 9 Non-Profit-Making Intermediary 12 Complementary Finance Ιό The Single Market Challenge8 Direct Contact, No Formalities9 Index 2 Publications 20 INDEX Page Agreements and legal jurisdiction 11 Appraisal of projects 8, 9, 10 Arrangement and commitment fees 3, 1 4 Borrowers 9 Capital repayment grace periods5 Contacting the EIB9 Cooperation with the banking sector6 Currencies 1 2, 1 3 Decision making 6,7 Disbursements4 Energy projects ó EnquiriesEnvironmental impact1 l projects 5 European Community funds and grants 5, 1 8 Global loans 10, 1 7 Guarantees/security for EIB loans5 Industrial integration and competitiveness 6 Interest rates and interest rate formulae 1Languages9 Law for finance agreements .