BAR HARBOR BANKSHARES TERMS AND CONDITIONS OF WEB SITE USE Welcome to the Bar Harbor Bankshares Web site (the “Site”). Bar Harbor Bankshares and its subsidiaries (collectively “Bankshares”) maintain the Site as a service to our customers. Please read these Terms and Conditions carefully. By accessing the Site, you are agreeing to be bound by these Terms and Conditions. If you do not agree, do not access the Site. From time to time Bankshares may revise these Terms and Conditions without specific notice to you. The latest Terms and Conditions will be posted on the Site. Products and Services. The information, materials, products and services on this Site are subject to change. Your eligibility for particular products or services is subject to determination by and the approval of Bankshares. No solicitation is made by Bankshares to any person to use any information, materials, products or services in a jurisdiction where the provision of such information, materials, products and services is prohibited by law or to any jurisdiction outside of the United States. Investment products and services available through Bar Harbor Financial Services. Bar Harbor Financial Services is a branch office of Infinex Investments, Inc., an independent registered broker-dealer offering securities and insurance products, which is not affiliated with Bar Harbor Bank & Trust. These products are not a deposit, are not FDIC insured, not insured by any federal government ...