2015 is a banner year for your banks in terms of Jumbo lending.

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• Publié par: burt7fold
• Publié le: 01 août 2015
• Nombre de lectures: 0
• Licence : En savoir +
  Paternité, partage des conditions initiales à l'identique
• Langue: English

Extrait

2015 is a banner year Most jumbo loan amounts begin when Fannie and Freddie limit their loans at $417,000. However on California, many counties offer conforming loans up to $625,000. This used to be considered an advantage because Fannie Mae loans offered lower rates than Jumbo loans. This has stopped being true and you could find jumbo loans on a 30 year fixed for as .25% less than the conforming rate. It seems that some retail regional lenders are beating the most important banks on rate too. A newly released survey by Checkrates.com inside the bay area compared the rates of Wells Fargo, Bank of America, Citimortgage, and Chase to some few smaller lenders like Parkside lending consistently beat the most important banks by .125% to .25% on many days. As Fannie Mae and Freddie carry on and increase fees, whilst the MBS industry is continuing to spend generous spreads on the non-conforming loans, we expect the "Jumbo rate advantage" to continue for years. checkrates.com CALIFORNIA ALAMEDA, CA - San Francisco-Oakland-Fremont, - $625,500 CALIFORNIA ALPINE, CA - $463,450 CALIFORNIA CONTRA COSTA, CA - San Francisco-Oakland-Fremont, - $625,500 CALIFORNIA EL DORADO, CA - Sacramento-Roseville-Arden-Arcade, - $474,950 CALIFORNIA LOS ANGELES, CA - Los Angeles-Long Beach-Santa Ana, - $625,500 CALIFORNIA MARIN, CA - San Francisco-Oakland-Fremont, - $625,500 CALIFORNIA MONO, CA - NON-METRO - $529,000 CALIFORNIA MONTEREY, CA - Salinas, CA - $502,550 CALIFORNIA NAPA, CA - Napa, CA - $615,250 CALIFORNIA NEVADA, CA - Truckee-Grass Valley, CA - $477,250 CALIFORNIA ORANGE, CA - Los Angeles-Long Beach-Santa Ana, - $625,500 CALIFORNIA PLACER, CA - Sacramento-Roseville-Arden-Arcade, CA - $474,950 CALIFORNIA SACRAMENTO, CA - Sacramento-Roseville-Arden-Arcade, CA - $474,950 CALIFORNIA SAN BENITO, CA - San Jose-Sunnyvale-Santa Clara, CA - $625,500 CALIFORNIA San Diego County, CA - San Diego, Ca-Carlsbad-San Marcos, CA - $562,350 CALIFORNIA SAN FRANCISCO, CA - San Francisco-Oakland-Fremont, CA - $625,500 CALIFORNIA SAN JOAQUIN, CA - Stockton, CA Metropolitan Statistical Area - $417,000 CALIFORNIA SAN LUIS OBISPO, CA - San Luis Obispo-Paso Robles, CA - $561,200 CALIFORNIA SAN MATEO, CA - San Francisco-Oakland-Fremont, CA - $625,500 CALIFORNIA SANTA BARBARA, CA - Santa Maria?Santa Barbara, CA - $625,500 CALIFORNIA SANTA CLARA, CA - San Jose-Sunnyvale-Santa Clara, CA - $625,500 CALIFORNIA SANTA CRUZ, CA - Santa Cruz-Watsonville, CA - $625,500 CALIFORNIA SONOMA, CA - Santa Rosa-Petaluma, CA - $520,950 CALIFORNIA VENTURA, CA - Oxnard-Thousand Oaks-Ventura, CA - $603,750 CALIFORNIA YOLO, CA - Sacramento-Roseville-Arden-Arcade, CA - $474,950