Housing market
5 pages
English

Housing market

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949.769.1599. Short sale information, options for foreclosure avoidance, including government loan modification programs.

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Publié par
Publié le 05 septembre 2014
Nombre de lectures 2
Langue English

"..As we have been advocating for years... Short Sales are
now the preferred solution to solve this housing crisis."
-Tim and Julie Harris, Founders of Harris Real Estate University.

SHOULD I SHORT SALE
MY HOME?
Homeowners Guide:
How To Survive The Worst Real Estate
Market In History. In Today's Market
A Smart Sale Is A Short Sale
"Every homeowner needs to
Read this book...it’s that important."
Updated for 2011-
2012. Nations -Pat Hiban, Keller Williams.
Leading Short Sale
Experts. Students
Featured, NYTimes,
Wall Street Journal, "The new exit strategy: Short Sale."
LA Times
-Businessweek.
Tim & Julie Harris
Founders of Harris Real Estate University, Nations #1 Real Estate University
Authors of ASD (Accredited Short Sale Designation)
Lawrence Roberts and Shevy Akason HOMEMARKETINGADVICE
MarketyourhomewithAkasonRealtyConsultingandOCHousingNews
WhypartnerwithAkasonRealtyConsultingandOCHousingNewstomarketandsellyourhome?Welikelyhaveabuyer
foryourhomenow.Wearesoconfident,wewillsellyourhome49daysorlesswewillpayyou$2500ifwedon’t!
Realestatehaschanged.Eighty-twopercentofbuyersfindtheirhomesonline,AkasonRealtyConsultinghasbeenthe
numberoneteamoutofover900agentsatEvergreenRealtyforthepastthreeyearsinarow.Nolocalteamhasa
strongerInternetpresence.Peoplechoosetohireaprofessionalwhentheywanttoselltheirhomefaster,formore
money,andwithlessstress.Weguaranteethatyourpropertywillbeproperlyexposedtoeverypotentialbuyerwithour
systems.
Ourapproachhaschangedwiththetimes.Whilealmosteveryoneknowsofalocalagentthatdropsflyersontheirdoors,
holdsopenhouses,andsoon,thesemethodsaregreatforlistinghomes,however,theyarenotgreatforsellinghomes.
Droppingflyersandholdingopenhousesisagoodwayforagentstofindbuyerstoworkwith,andit’sagoodopportunity
tomakefriendsandlearnabouttheneighbors;however,thesetechniquesrarelysellhomes.AkasonRealtyConsulting
hasfocusedmarketingtoattractbuyersthroughtheOCHousingNewsnetworkofwebsitesthatreceivesthousandsof
visitorsdaily,weaveragewellover200buyerinquiriesinOrangeCountypermonth,andwehavewellover4,000
buyersinterestedinOrangeCounty.
Innationalconsumerpolls,thebiggestcomplaintaboutrealtorsislackofcommunication.WithAkasonRealtyConsulting,
clientsarealwayskeptinformedofanydevelopmentsconcerningtheirproperties.Mostagentsusethebluesuprabox
andsuprakeytotracktheagentsthatpreviewaseller’shome.However,wetookitastepfurtherandconnectedittoa
softwaresystemthatautomaticallynotifiesoursellersanduswheneverahomeisshown.Italsoautomaticallyand
immediatelysendsoutasurveysothatwegetinstantaneousfeedbackfrombuyer’sagentsandbuyersregardingmany
aspectsofyourhome.Thishassavedourclients10’softhousandsofdollarsandagreatdealoftime.Wehavespecific
examplesthatwewillgiveyouwhenwemeet.
Welikelyhaveabuyerforyourhomenow.Wearesoconfident,wewillsellyourhome49daysorlesswewillpayyou
$2,500ifwedon’t!Inaseller’smarket,anyonecansellahome,however,unlessyouareproperlyexposedtoallpotential
buyers,youwillnotgettopdollar.OnlyAkasonRealtyConsultantshasaccesstotheOCHousingNewsnetwork.Our
greaterexposurecombinedwithoursuperiorsystemsmakeustheidealchoicetolistandsellyouhome.
DISCLAIMER
Pleasenotethatthecontentsofthisbookaremeantforreferenceonly.Theauthorsandco-authorsarenotaccountants
orattorneys.Individualhousingandfinancialsituationsvarysoseektheadviceofaprofessionalrealestateagent,
accountantandattorneytoassessyourspecificsituationandreviewyouroptions.Banklawsandguidelineschangeona
dailybasissothereaderisadvisedtospeakdirectlywiththeirlendertounderstandbankspecificpolicies.


info@ochousingnews.com 949.769.1599

Table of Contents
Chapter One ............................................................................................................................. 3
The Foreclosure Epidemic is Here…Are You Ready? ............................................................................ 3
Chapter Two ............................................................................................................................. 7
How Bad Is It? ...................................................................................................................................................... 7
Chapter Three ........................................................................................................................ 10
Ok, I Get It…A Short Sale May Be My Best Option…Tell Me More… ............................................ 10
Chapter Four .......................................................................................................................... 13
What is Mortgage Foreclosure? .................................................................................................................. 13
Chapter Five ........................................................................................................................... 14
You Have Been Warned. Foreclosure Scams on the Rise! .................................................................. 15
Chapter Six ............................................................................................................................. 18
What are the Options For Homeowners in Foreclosure? ................................................................... 18
Chapter Seven ....................................................................................................................... 26
You Now Want To Do A Short Sale…Top 10 Seller Short Sale Questions… Answered. ......... 26
Chapter Eight ......................................................................................................................... 36
But, I Thought Rates Were Falling…Won’t That Help Me? ................................................................ 36
Chapter Nine .......................................................................................................................... 38
Life After Short Sale…When You Want To Buy A Home Again...It’s FHA To The Rescue! ....... 38

© Copyright Harris Real Estate University Page 1 of 84
Chapter Ten ........................................................................................................................... 41
Something You Should Know. The Death Of The Heloc….Millions Of Homeowners
Shut Out .............................................................................................................................................................. 41
About The Co-Authors: ......................................................................................................... 43
Appendix A: ........................................................................................................................... 46
HAFA (Home Affordable Foreclosure Alternatives) ................................................................................. 46
Appendix B: ............................................................................................................................ 48
Lender/Servicer Loss Mitigation Phone Numbers & Contact Information:.................................. 48
Appendix C: ............................................................................................................................ 53
What’s the difference between Short Sale vs Short ............................................................................. 53
Appendix D: ........................................................................................................................... 55
The Complete State-by-State Guidebook on the most Common Foreclosure
Procedures. ........................................................................................................................................................ 55
About The Co-Authors: ......................................................................................................... 86






© Copyright Harris Real Estate University Page 2 of 84
Chapter One
The Foreclosure Epidemic is Here… Are You
Ready?
re you stressed out about mortgage payments? Do you think your only option is a
foreclosure? Are you considering ‘walking away’? Struggling with a loan
modification? Is a short sale right for you? Millions and millions of homeowners are A
asking themselves the same questions. It is projected that over 20,000,000 homeowners will
have negative equity in their homes by this time next year. In other words they will owe more
on their homes than they are worth. Over 2.9 million homes have foreclosed in the last three
years and the number is only expected to grow. Expect the effect of the real estate recession
to ripple for years to come.
What can you do now?
There is expected to be a massive tsunami of homeowners who are simply making the
decision to sell their homes through a short sale vs. staying in a home an hoping that one day
it may be worth what they paid.
No one is safe. News stories from across the country
tell the tales of both celebrities and the average
American who are all considering selling their
homes through a short sale.
Selling your home through a short
sale need not be a shameful,
life-ruining experience. Sometimes
short selling your mortgage simply


© Copyright Harris Real Estate University Page 3 of 84